“One potential contributing factor we saw in the models is some softening of mortgage. home prices over the next year.
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Home sales are down sharply in West Texas cities of Midland and Odessa. According to a recent report by Arch Mortgage Insurance Co., oil prices – not mortgage interest rates – may be housing’s biggest.
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There is a income requirement too when applying for a USDA Loan Midland. So basically the income requirement is about 78,000 if you’re in a family of 1 to 4 if you’re in a family of 5+ that’s gonna go up to about $103,000 on the income limit. The big requirement for USDA is that it’s property specific. It’s got to be in a USDA Approved Zone
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