Loan Length Formula

Looking for an auto loan calculator? Bankrate.com can help you calculate the monthly payments on your next new or used auto loan.

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 · While typical car loans tend to last between three and five years, some lenders will allow for a six or seven year loan. When deciding which length of car loan is right for you, you’ll also need to take in to consideration the interest rate and what the total monthly car payment is going to be.

About the loan origination date (start date) and first payment due date – This calculator now allows irregular length first periods. That is, the calculator calculates the exact amount of interest due even when the initial period is shorter or longer than the other scheduled periods.

Using a Calculator. Divide the first equation’s solution by the second equation’s solution to calculate the length of the loan payment. Using the previous example, enter "0.1091445/0.0028856" into the calculator to receive an answer of 37.8, which means it will take approximately 38 months to pay off the loan.

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P is the principal amount borrowed. A is the periodic amortization payment. r is the periodic interest rate divided by 100 (nominal annual interest rate also divided by 12 in case of monthly installments), and. n is the total number of payments (for a 30-year loan with monthly payments n = 30 12 = 360)

length of loan formaula – Excel Formulas – Board Archive. – length of loan formaula Posted by Anthony Perl on June 17, 2001 9:16 PM If you know how much money you are borrowing and at what annual rate the interest is and how much you will be repaying monthly – how do you caculate (what excel 97 formula do you use) the time it will take.

Use a standard loan payment formula or an online loan payment calculator to determine how long it will take to pay off a loan depending on your payment size. Make sure you understand the loan terms including any prepayment penalties. experiment with different payment sizes if you wish.

Use our loan payoff calculator to calculate monthly payments or loan term at a given APR (interest rate).